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There are different finance options available for different types of buyers. The best thing is, we offer all of those. So whatever mortgage loan option you choose, we can help you work through it! Conventional Loan, FHA Loan, Adjustable-Rate Mortgage Loan, best home loan option.
There are different finance options available for different types of buyers. The best thing is, we offer all of those. So whatever mortgage loan option you choose, we can help you work through it! A conventional loan is a loan funded by private entities then eventually sold to government entities like Fannie Mae and Freddie Mac. Our conventional loan only asks for a minimum credit score of 620, a 3-percent down payment, and an option to skip mortgage insurance. An FHA loan is a loan secured by the Federal Housing Administration whose primary mandate is to help buyers qualify for a home mortgage loan. At Reach Home Loans, we highly recommend this loan type if you’re a low to moderate-income earner.
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